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Friday 19th January - Direct Debited to death

Blog: Frustrated Businessman
Posted by: knightrider45 Saturday 20th January 2007, 7:56am

The vultures have started circling again. All it seems sometimes is that I work hard every month for long hours just to give every penny away to the vultures

These Vultures seem to be always circling my life, but for 10 days or so every month, they take turns in landing at my front door.

How can I make attempts to control my bank account when I have no choice but to be direct debited to death every month? These are the people who go into my bank account- when they see fit to- and just take money. What gives these people the right to demand payment only by direct debit because no other payment process is used (Car Insurance) or because they charge me £30 monthly on top of the normal payment if I pay any other way than direct debit (the mortgage). Why do some companies insist on trying to take payments when I've cancelled the Direct Debit anyway?

The letters are coming in now from the accounts I couldn't pay this month. As expected. The bank must love me at the this time of the month!

My one Big Thing this year has to be hit the £50,000 mark to cover all the bills and make sure I pick up the nett amount of cash I need. The only problem with that though is that, so far this month, I should have earned £2465.82 - but I've only managed to earn £1164. 00. Just 19 days into the new year and I'm already £1301.82 short of the amount I need to earn just to pay the bills, after tax and the rest of it.

Like I said a couple of days ago, wages are now totally inadequate for living. With inflation now running at the highest level in 15 years, the fourth mortgage/interest rise in 7 months on it's way next month (meaning my mortgage would have gone up by £100 per month), the Council tax due in 6 weeks time - higher than last year - of course - and no pay rise for 2 years.

There's definately a recession on the way again. Helped along, no doubt by Labours spending - and it's always us who carry the can and pick up the pieces.

This business must take off. If I can help people by giving them what they want or need for a lower price then it must be good - for them, as well as me. Then, I can stop struggling to earn a living, and make some proper money instead. Then we start to live instead of survivng until the next pay day.

I've had a beautiful comment from julie this morning on one of my posts. Thanks julie, I've replied on the same post. There are some wonderful, understanding people out there. And I'm grateful.

Until tomorrow

Paul

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